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pausecontent[0]='Don\'t forget to set aside money for closing costs when budgeting what you can afford. That goes toward financing costs, escrow and title fees, recording fees, etc.'
pausecontent[1]='For resale, curb appeal goes a long way. But make sure you don\'t over improve for the area. Some houses are only going to be worth a certain amount no matter what the homeowners do to make improvements.'
pausecontent[2]='When figuring out the price of a property, sometimes it makes more sense to look at the price of a house in terms of monthly payments instead of focusing on that big number.'
pausecontent[3]='Real estate never sleeps. If you\'re trying to buy a hot property, you have to move quickly, or you could possibly lose it.'
pausecontent[4]='Sometimes people think that by starting really low they will end up with a better price on a house, but actually it usually works the opposite way.'
pausecontent[5]='If you are going to live in a city, you often have to sacrifice space.'
pausecontent[6]='Properties in good shape are rare, and they don\'t stay on the market for long.'
pausecontent[7]='When making an offer, you want to go as low as possible without insulting the sellers.'
pausecontent[8]='Try not to fixate on the list price of a house, but rather the fair market value (an estimate of what a buyer would pay a seller for any piece of property).'
pausecontent[9]='It\'s great to have your financing in place before you look because houses are bought and sold overnight. You could lose your dream property waiting to secure the financing.'
pausecontent[10]='It\'s the market that determines the value of a house.'
pausecontent[11]='When it comes to investing, the best place to invest is in an up-and-coming area.'
pausecontent[12]='It is important to have a home inspection if you are looking to buy an aging or older house. They look past the visible surface to the infrastructure, inspecting plumbing, electrical systems and possible structural problems.'
pausecontent[13]='When a renovated house is priced low, it is a good indication that the owners are looking for a bidding war; they want to get as much money as possible out of the sale.'
pausecontent[14]='When you\'re house shopping, you can\'t pull a number out of a hat. Find out what other homes in the area have sold for, how long ago the sale was and what amenities they have.'
pausecontent[15]='What you want to pay for a house has nothing to do with the fair market value (an estimate of what a buyer would pay a seller for any piece of property). Also, what you can or cannot afford has nothing to do with the value of a house.'
pausecontent[16]='The key to success when buying a home is to trust the experts.'
pausecontent[17]='Before you begin to house shop, you need to have an idea of what kind of neighborhood you want to live in and the style of house you want.'
pausecontent[18]='The rule of thumb is that you should be able to afford a mortgage three times your income.'
pausecontent[19]='Lenders subtract any debt payment from your income, so if you have a big debt, you have a lot less income — and a lot less house.'
pausecontent[20]='When you are looking at a house, you have to have a wish list, but you have to understand that no house is going to be perfect.'
pausecontent[21]='Don\'t judge a book by its cover. Same goes for a house. Go inside and look around before making a decision.'
pausecontent[22]='When you buy a property, you should always have a home inspector come through. You never know what they\'re going to uncover, so don\'t crack the champagne just yet. .'
pausecontent[23]='You have to see past the junk and see the potential. When you buy a house, it\'s not just a place to live in, it\'s an investment. Keep in mind your dollars down the road.'
pausecontent[24]='Feelings often take over the first time you go through a house, but the second visit allows time to do a thorough inspection led by your head, not your heart.'
pausecontent[25]='The three most important matters when it comes to negotiation are information, preparation and realism.'
pausecontent[26]='Reality often outweighs fantasy when it comes to buying a home.'


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pausecontent2[0]='In negotiations, a real estate professional not only is trained in negotiation techniques, but is phychologically in a better position than an emotionally involved seller. The result is often a more profitable contract for the seller.'
pausecontent2[1]='Real estate professionals are knowledgable about the local market and know the highest price a home is likely to bring. A professional can advise the seller on the right balance between the highest price and the fastest sale.'
pausecontent2[2]='The bottom line? When selling real estate, it pays in time and money to go with the professionals.'
pausecontent2[3]='Opportunistic speculators and investors offer less for a "For Sale By Owner" home. Without an agent to represent the owner\'s interests, sellers may end up accepting a below-value offer.'
pausecontent2[4]='It\'s the market that determines the value of a house.'
pausecontent2[5]='Try not to fixate on the asking price of a house, but rather the fair market value (an estimate of what a buyer would pay a seller for your property).'
pausecontent2[6]='Most buyers use an agent because it costs the buyer nothing for the service, which is usually paid by the seller.'
pausecontent2[7]='A few bargain-hunting buyers seek out "For Sale By Owner" homes, expecting to save the same commission the "For Sale By Owner" hopes to save. Buying for less is their primary concern, and this is reflected in typical low-ball offers.'
pausecontent2[8]='When you\'re selling a house, you can\'t pull a number out of a hat. Find out what other homes in the area have sold for, how long ago the sale was and what amenities they have.'
pausecontent2[9]='What you want to ask for a house has nothing to do with the fair market value (an estimate of what a buyer would pay a seller for any piece of property). Also, what buyers can or cannot afford has nothing to do with the value of a house.'
pausecontent2[10]='The key to success when selling a home is to trust the experts.'
pausecontent2[11]='You can\'t judge a book by its cover. Same goes for a house. Buyers will go inside and look around before making a decision.'
pausecontent2[12]='The three most important matters when it comes to negotiation are information, preparation and realism.'
pausecontent2[13]='Reality often outweighs fantasy when it comes to selling a home.'
pausecontent2[14]='75% of buyers found the home they purchased through a Realtor according to a 2006 National Association of Realtors Home Buyer Survey.'
pausecontent2[15]='The best opportunity for selling a home at a reasonable price is the first four weeks after it is put on the market.'
pausecontent2[16]='For resale, curb appeal goes a long way. But make sure you don\'t over improve for the area. Some houses are only going to be worth a certain amount no matter what the homeowners do to make improvements.'
pausecontent2[17]='Real estate never sleeps. If you\'re trying to sell a property that is over priced, buyers will move onto another property.'
pausecontent2[18]='Properties in good shape are rare, and they don\'t stay on the market for long.'
pausecontent2[19]='It is better to walk away if you are not comfortable with the situation.'
pausecontent2[20]='The old adage holds true. If it ain\'t broke, don\'t fix it.'
pausecontent2[21]='When a house is empty, buyers can see the actual size of each room and can better visualize their things in them.'

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pausecontent3[0]='We met Terry and Cyndy when they showed us a home. They subsequently helped us purchase a wonderful home and are currently working at marketing our previous home. They were very personable, professional and eager to help. They patiently explained the buying/selling process and helped us through the negotiations. We would definately use them again.<br /><br/>Daryl and Kay Curran'
pausecontent3[1]='September 9. 2009<br/><em>What can I say to you to let you know how very much I enjoyed working with you? What an outstanding real estate professional you are and the pleasure was all mine working with you. You went above and beyond the call of duty. You saved me many, many trips to Eugene by stepping up to the plate and helping out with inspections and everything else that you did. I want you to know how very, very much appreciated you are by Jim and I. You are a fine example of what a true professional real estate broker should be and how they should act. Thank you \- thank you \- thank you!<br/></em>Jim and Lou Ann Osborn<br/>Trueblood Real Estate<br/>Roseburg, Oregon'
pausecontent3[2]='We recently worked with Cyndy and Terry to sell our first home that they had helped us buy three years ago and purchase our second. They were great to work with on both ends of the transaction. They were there throughout every part of the process, getting the house ready to sell, open houses, and even signing. We would happily recommend both Terry and Cyndy in a heartbeat.<br /><br/>Jessica Duggan and Theo Taylor.'
pausecontent3[3]='<em>Terry and Cyndy helped me sell and buy homes, both were quick and easy thanks to them. They have become dear friends and I recommend them to everyone.</em><br /><br />Diane Hockema<br /><br /><em>Terry sold a property for me in Lane County and I was so impressed with his professionalism that when it came time to sell my home at the coast, I contacted Cyndy and Terry. Not only did they accept that job but handled my new home in Eugene as well.</em><br /><br />Darline Hockema<br /><br />'

pausecontent3[4]='Cyndy and Terry were recommended by another individual who had been a client. The agent I used to purchase my first home was inexperienced so the purchase process did not seem to go as smoothly as it should have. Cyndy made everything very easy which I\'m sure was due to her experience and knowledge. Cyndy helped me sell my home and purchase another one and throughout the process were friendly and professional. I would not hesitate to recommend them.<br /><br/>Caren Cline'
pausecontent3[5]='<em>As first time home buyers we had a lot of questions. Cyndy and Terry made the process fun and easy to understand! The home we found met our needs perfectly, with room to spare. We always recommend them to our friends and family.</em><br /><br/>Ryan and Janelle Moss'