Photo of Terry and Cyndy

Terry Cummings, GRI, CRIS
Broker, Auctioneer
541-517-5960 cell
tcummings@remax.net

Cyndy Sparks, GRI, ABR, CRIS
Broker
541-729-8381 cell
csparks@remax.net

541-984-5434 fax

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TESTIMONIALS:
 

Services For Real Estate Buyers

Why Buy A Home?
From pride of ownership to income tax benefits, owning your own home is a good investment. Not only can you customize your home to your lifestyle, you can deduct the mortgage interest and property taxes and realize a capital gain exclusion. Please consult a tax professional for specific questions. Real Estate is a long term investment and historically has appreciated about 5-10% a year. More Information

Why Buy Now?
Mortgage interest rates are at a 30 year low, home prices are falling and the inventory of available homes is increasing. Qualifying first-time buyers can claim a credit worth $8,000 - or 10% of the home's value, whichever is less - on their 2008 or 2009 taxes. NOW really is one of the best times to buy a home. More Information.

Arrange Financing
First you need to apply for a home loan. Getting pre-qualified will give us an idea of where to start but getting pre-approved for a home loan will provide more credibility when you make your offer to purchase. We work closely with several local lenders we could recommend. Now is the time to buy a home.

Hire A Professional Realtor
Secondly you should hire a Realtor. Hiring Terry and Cyndy to be your Real Estate Buyers Agents provides Professional Representation at no cost to you. We will work closely with you to manage the entire transaction. More Information

Identify Wants, Needs And Location
Completing our Buyers Property Form will help you identify the areas you prefer and features you want in your home. This information will also help us in finding your perfect home.

Look For Your New Home
Now it is time to start looking. You can search the MLS for available homes and we can set up an automatic search that will send you a daily list of new properties that match the features you want in your home.

Hire Us As Your Professional Real Estate Agents
When you are ready to begin your search, fill out the Buyer Property Form or contact us. We will get back to you as soon as possible. And please feel free to ask us any questions. We are here to help you every step of the way.